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	<title>Comments on: Smoking a Pack a Day Can Cost You Millions</title>
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	<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/</link>
	<description>A Canadian Personal Finance Blog</description>
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		<title>By: Friday Links – Anniversary Edition &#124; Finance Blog</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-25082</link>
		<dc:creator>Friday Links – Anniversary Edition &#124; Finance Blog</dc:creator>
		<pubDate>Fri, 05 Feb 2010 11:23:28 +0000</pubDate>
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		<description>[...] Their favorite &#8211; Smoking a Pack a Day Can Cost You Millions [...]</description>
		<content:encoded><![CDATA[<p>[...] Their favorite &#8211; Smoking a Pack a Day Can Cost You Millions [...]</p>
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		<title>By: Friday Links &#8211; Anniversary Edition - Canadian Finance Blog</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-25079</link>
		<dc:creator>Friday Links &#8211; Anniversary Edition - Canadian Finance Blog</dc:creator>
		<pubDate>Fri, 05 Feb 2010 10:02:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-25079</guid>
		<description>[...] Their favorite &#8211; Smoking a Pack a Day Can Cost You Millions [...]</description>
		<content:encoded><![CDATA[<p>[...] Their favorite &#8211; Smoking a Pack a Day Can Cost You Millions [...]</p>
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		<title>By: 41 Bloggers Share Their Best Money Advice &#124; Squawkfox</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-24458</link>
		<dc:creator>41 Bloggers Share Their Best Money Advice &#124; Squawkfox</dc:creator>
		<pubDate>Sun, 24 Jan 2010 04:51:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-24458</guid>
		<description>[...] Smoking Can Cost You Millions &#124; Where Does All My Money Go [...]</description>
		<content:encoded><![CDATA[<p>[...] Smoking Can Cost You Millions | Where Does All My Money Go [...]</p>
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		<title>By: meow</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-24259</link>
		<dc:creator>meow</dc:creator>
		<pubDate>Thu, 21 Jan 2010 18:47:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-24259</guid>
		<description>I ment &quot;DON&#039;T have to be&quot;</description>
		<content:encoded><![CDATA[<p>I ment &#8220;DON&#8217;T have to be&#8221;</p>
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		<title>By: meow</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-24258</link>
		<dc:creator>meow</dc:creator>
		<pubDate>Thu, 21 Jan 2010 18:45:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-24258</guid>
		<description>I would also like to add that I think it is wonderful how non-smokers are free from second hand smoke except in a few tiny spaces that they do have to be. However, I am wondering as a non driver, where and when will I be able to go out in public and not have to indure &quot;second hand&quot; car exhaust that isn&#039;t just bad for my health but the entire planet.???? Too bad they don&#039;t smoke because they could put that in their pipes and smoke it. No no they will just fill their gass guzzling SUVs with poison. cancer causing chemicals and set that on fire in their engines.</description>
		<content:encoded><![CDATA[<p>I would also like to add that I think it is wonderful how non-smokers are free from second hand smoke except in a few tiny spaces that they do have to be. However, I am wondering as a non driver, where and when will I be able to go out in public and not have to indure &#8220;second hand&#8221; car exhaust that isn&#8217;t just bad for my health but the entire planet.???? Too bad they don&#8217;t smoke because they could put that in their pipes and smoke it. No no they will just fill their gass guzzling SUVs with poison. cancer causing chemicals and set that on fire in their engines.</p>
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		<title>By: Peeved</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-23981</link>
		<dc:creator>Peeved</dc:creator>
		<pubDate>Fri, 15 Jan 2010 05:58:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-23981</guid>
		<description>Ok, as a smoker of over 20 years myself I will make a few defenses in regards to smoking.  First of all it a personal choice(and for some addiction.)   And no, it will not cause undue harm to other people if a smoker is conscientious.  

As a conscientious smoker, I choose not to smoke around children, nor do i smoke indoors and leave a residue to &quot;contaminate&quot; others with.  Here in california, it is fairly highly regulated where you can and cannot smoke while in public.

This also means that conscientious &quot;non-smokers&quot; should not go out of there way to come over to a designated smoker area and give me the 3rd degree about how horrible and wrong I am and that I am harming others and children, etc, etc....   Nobody forced you to walk the extra 200 feet to prove a point and bring yourself or your small children into any &quot;immediate danger.&quot;  Again as a conscientious smoker, if I see children even heading in my downwind direction, the cigarette goes out.

I do like the comparison that was made to eating fast food, CO2, or any multitude of other maladies that are causing more harm to people  en masse, so much more so then my &quot;choice&quot; (no, right) to smoke.

And to those whom complain that it causing everyones healthcare  costs to remain sky-high and or is burdening the system, I will make several points: 

1. Obesity, Diabetes, and their subsequent &quot;complications&quot;, and treatment costs is probably the largest single healthcare problem and expense, at least here in the United States.

2. Just because I am a smoker does not make me a lecherous &quot;welfare-like&quot; drain on society and the healthcare system.  I already pay the &quot;sin&quot; taxes for my choice.  And we all know the majority of those funds never make it towards an earmarked program for the treatment, prevention, cessation and such of tobacco related products.  This is how it is with every &quot;tax&quot;, people.  There are plenty of other &quot;sin&quot; taxes out there as well, which we all make a choice to pay or not.  The point is that there is after all a choice.  If you want to purchase an overpriced gas guzzling 4mpg XUV, you pay a luxury tax at a minimum, not to mention all of the others that are added on.

3. For the record I also pay a ridiculous amount of money in taxes as a higher income single person, but still have the same expenses as everyone else does.  The truth of the matter is, I will never see the money that the government takes out of my paycheck in the form of social security nor am i eligible in any way for such enitlement programs which cost just as much if not more such as medicare.  but i am splitting hairs on that point.

4. I understand that people choose &quot;smoker&#039;s&quot; as a cause to get &quot;righteous&quot; about, since it is something tangible, or at least something you can see it right before your face.  Whereas I would be considered in the wrong for pointing my finger at someone who is morbidly obese and giving them a once over for sucking the life out of the healthcare and tax systems, or any other number of reasons.

I don&#039;t believe it is right to categorize a group of people and &quot;demonize&quot; them as a whole, there are many reasons that the problems of today exist and the world is not a terrible place because I made the choice to smoke and continue doing so.</description>
		<content:encoded><![CDATA[<p>Ok, as a smoker of over 20 years myself I will make a few defenses in regards to smoking.  First of all it a personal choice(and for some addiction.)   And no, it will not cause undue harm to other people if a smoker is conscientious.  </p>
<p>As a conscientious smoker, I choose not to smoke around children, nor do i smoke indoors and leave a residue to &#8220;contaminate&#8221; others with.  Here in california, it is fairly highly regulated where you can and cannot smoke while in public.</p>
<p>This also means that conscientious &#8220;non-smokers&#8221; should not go out of there way to come over to a designated smoker area and give me the 3rd degree about how horrible and wrong I am and that I am harming others and children, etc, etc&#8230;.   Nobody forced you to walk the extra 200 feet to prove a point and bring yourself or your small children into any &#8220;immediate danger.&#8221;  Again as a conscientious smoker, if I see children even heading in my downwind direction, the cigarette goes out.</p>
<p>I do like the comparison that was made to eating fast food, CO2, or any multitude of other maladies that are causing more harm to people  en masse, so much more so then my &#8220;choice&#8221; (no, right) to smoke.</p>
<p>And to those whom complain that it causing everyones healthcare  costs to remain sky-high and or is burdening the system, I will make several points: </p>
<p>1. Obesity, Diabetes, and their subsequent &#8220;complications&#8221;, and treatment costs is probably the largest single healthcare problem and expense, at least here in the United States.</p>
<p>2. Just because I am a smoker does not make me a lecherous &#8220;welfare-like&#8221; drain on society and the healthcare system.  I already pay the &#8220;sin&#8221; taxes for my choice.  And we all know the majority of those funds never make it towards an earmarked program for the treatment, prevention, cessation and such of tobacco related products.  This is how it is with every &#8220;tax&#8221;, people.  There are plenty of other &#8220;sin&#8221; taxes out there as well, which we all make a choice to pay or not.  The point is that there is after all a choice.  If you want to purchase an overpriced gas guzzling 4mpg XUV, you pay a luxury tax at a minimum, not to mention all of the others that are added on.</p>
<p>3. For the record I also pay a ridiculous amount of money in taxes as a higher income single person, but still have the same expenses as everyone else does.  The truth of the matter is, I will never see the money that the government takes out of my paycheck in the form of social security nor am i eligible in any way for such enitlement programs which cost just as much if not more such as medicare.  but i am splitting hairs on that point.</p>
<p>4. I understand that people choose &#8220;smoker&#8217;s&#8221; as a cause to get &#8220;righteous&#8221; about, since it is something tangible, or at least something you can see it right before your face.  Whereas I would be considered in the wrong for pointing my finger at someone who is morbidly obese and giving them a once over for sucking the life out of the healthcare and tax systems, or any other number of reasons.</p>
<p>I don&#8217;t believe it is right to categorize a group of people and &#8220;demonize&#8221; them as a whole, there are many reasons that the problems of today exist and the world is not a terrible place because I made the choice to smoke and continue doing so.</p>
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		<title>By: dlm</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-23770</link>
		<dc:creator>dlm</dc:creator>
		<pubDate>Mon, 11 Jan 2010 20:03:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-23770</guid>
		<description>How would you feel if someone close to you developed lung cancer from your secondhand smoke?

The addiction is only for two thirds of smokers. One-third find it not difficult to quit, especially with nicotine gum.  Who keeps promoting the heroinlike difficulty??</description>
		<content:encoded><![CDATA[<p>How would you feel if someone close to you developed lung cancer from your secondhand smoke?</p>
<p>The addiction is only for two thirds of smokers. One-third find it not difficult to quit, especially with nicotine gum.  Who keeps promoting the heroinlike difficulty??</p>
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		<title>By: Lara</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-23633</link>
		<dc:creator>Lara</dc:creator>
		<pubDate>Sat, 09 Jan 2010 03:23:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-23633</guid>
		<description>The problem is we who have been smokers for many years find it so absolutely hard to kick the habit. It&#039;s an addiction, a horrible nasty smelly addiction, well known to cig sellers and smokers. What to do with a habit that&#039;s worse than heroin? And slightly more sociallly acceptable? Try a presrciption drug like chantix that causes suicidal thoughts or do it by sheer willpower, good luck, it&#039;s an expensive and disgusting and chained-to-it- habit that can&#039;t be stopped easily.</description>
		<content:encoded><![CDATA[<p>The problem is we who have been smokers for many years find it so absolutely hard to kick the habit. It&#8217;s an addiction, a horrible nasty smelly addiction, well known to cig sellers and smokers. What to do with a habit that&#8217;s worse than heroin? And slightly more sociallly acceptable? Try a presrciption drug like chantix that causes suicidal thoughts or do it by sheer willpower, good luck, it&#8217;s an expensive and disgusting and chained-to-it- habit that can&#8217;t be stopped easily.</p>
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		<title>By: Preet</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-16717</link>
		<dc:creator>Preet</dc:creator>
		<pubDate>Fri, 14 Aug 2009 20:13:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-16717</guid>
		<description>Just an update - changed the numbers in the sample case to have a lower rate of return (8% instead of 10%), and increased the cost of a pack of cigarettes to $10 from $9. Inflation, natch. But as always, you can still change the variables if you download the spreadsheet.</description>
		<content:encoded><![CDATA[<p>Just an update &#8211; changed the numbers in the sample case to have a lower rate of return (8% instead of 10%), and increased the cost of a pack of cigarettes to $10 from $9. Inflation, natch. But as always, you can still change the variables if you download the spreadsheet.</p>
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		<title>By: russ</title>
		<link>http://www.wheredoesallmymoneygo.com/smoking-a-pack-a-day-can-cost-you-millions/comment-page-1/#comment-15907</link>
		<dc:creator>russ</dc:creator>
		<pubDate>Fri, 24 Jul 2009 01:31:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.wheredoesallmymoneygo.com/?p=715#comment-15907</guid>
		<description>In Alberta, a pack of brand name smokes cost $13.00! They&#039;re trying to get you to quit here by bankrupting you! Whatever works, I guess.</description>
		<content:encoded><![CDATA[<p>In Alberta, a pack of brand name smokes cost $13.00! They&#8217;re trying to get you to quit here by bankrupting you! Whatever works, I guess.</p>
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